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Schedule of Fees

Alliant Credit Union operates under the philosophy of keeping our fees as low as possible. As a member-owner, we want you to have affordable access to the financial services you want and need.

A complete schedule of fees and Truth-In-Savings account disclosure is available with the following dowloadable file.

Schedule of Fees

As of February, 2021

Checking Account

Non-Sufficient Funds-Returned/Paid Item $25.00
Stop Payment – Check or ACH Item $25.00*
Check Printing price may vary per style
Return Deposit or Check at cost
New Account Closed, Prior to 6 months from date opened $10.00*
Unreadable MICR
No charge if check clears without error
$22.00*
Copy of History or Statement $1.00/page*
Account Balancing $10.00 / ½ hour*
Account Research, beyond 3 months $10.00 / ½ hour*

Money Market

Balance Below Minimum $5.00/month

Power Card

Card Capture Fee
(Amount charged by merchant or other financial institution)
at cost
Card Replacement $5.00*
Rush Fee for Plastic Card at cost
Foreign Transaction Fee 1% of foreign transaction amt

Other Services

Teller’s/Cashier’s Check $2.00
Check cashing $5.00***
Wire Transfer - Domestic $20.00
Wire Transfer - International $45.00
Garnishment $50.00
Levy $50.00
Bill Pay (w/o direct deposit or e-statement) $2.00/month*
Return Mail $3.00/per item
Guaranteed funds/check cashing for non-members $5.00
Notary fee for non-members $10.00

Lock Box Lease

(Debited from credit union account on January 15 each year)
Size3x10x22” $30.00
Size 5x10x22” $45.00
Size 10x10x22” $75.00
Replacement fees for lost lock box keys at cost
Drill box open at cost
*These items subject to applicable sales tax.
**Includes debit card transactions when PIN (Personal Identification Number) is entered.
***This fee can be avoided by having compensating balance on a loan, in savings, CD, or Christmas Club, or having an active checking account.