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Business Accounts

Business Savings

Start earning interest on your deposits with as little as $25 in your business savings account. Your deposits are federally insured up to $250,000 by the National Credit Union Association. Plus, each qualifying account is matched dollar-to-dollar up to $1000 with Life Savings Insurance on the principal account holder at no cost to the member. Open an account today.

If you have questions about opening a business savings account, contact us by clicking here or (563) 585-3737 / (800) 928-4328.

Business Checking

Alliant Credit Union offers a competitive, interest bearing, checking account to eligible businesses. Benefits of a business checking account include:

  • No minimum balance
  • Discounted checks
  • Free ATM/Debit card
  • Free check images
  • Free eStatements
  • Free online billpay*
  • Free WebTeller (online banking)
  • Free Touch-Tone Teller (audio response)

Deposits can be made in person, by mail, through payroll deduction, or as part of a direct deposit.

*Free with eStatements or direct deposit into your checking account.

Business Loans

Alliant Credit Union (ACU) offers business loans tailored for your business. Whether you need a loan to finance an investment property, business expansion, purchase equipment or property, construction project or other business ventures, ACU can help.

Types of loans available:

  • Term loans
  • Revolving lines of credit

Funded loan projects include:

  • Business expansion
  • Refinancing of current loans
  • Purchase of equipment/commercial property/business materials
  • Construction
  • Agricultural – purchase of equipment, livestock, crop production, and agricultural real estate

Apply Today

Contact us for more information or to setup a time to meet with one of our business loan officers.

Merchant Card Program

Your business will be able to accept all major credit cards and debit cards with ACU’s Merchant Card Program.

Credit and debit cards increase customer spending, improve cash flow and enhance accounting controls for your business. We provide state-of-the-art point-of-sale payment acceptance for credit cards, debit cards, gift cards, and private label cards.

Our merchant card program brings business owners the right combination of advanced processing systems and products available today, with an unbeatable customer support team. Our pricing is competitive, providing you and your customers with the best payment acceptance program in the market today.

Our merchant card program includes:

  • Competitive rates for your business to bring you profitable credit card and debit card acceptance programs
  • Equipment purchase and maintenance programs
  • POS terminal deployment and training
  • Overnight or same day equipment replacement services depending upon your location
  • 24x7x365 technical support help desk
  • Supplies and accessory sales
  • Loyalty programs that revolve around a credit product, or stand-alone loyalty programs that can be used exclusively by your customers

Business Credit Cards

MasterCard Elite

Earn a little more with ACU’s MasterCard Elite. Qualifying members and business can earn cash back rewards and take advantage of a 9.90% APR, non-variable rate when they use their ACU MasterCard Elite. Check out all the benefits below:

  • Maximum credit limit of $20,000
  • 9.9% APR non-variable rate
  • Common carrier insurance up to $250,000
  • ATM access for cash advances
  • Toll-Free number (800-234-5354) to access account information and available credit.
  • Cash back rewards: A 0.50% rebate is given on your anniversary month statement when $3,000 or more of sales minus returns, is attained from anniversary to anniversary.
  • Purchase Assurance: Stolen or damaged items, 90 days from date of charge, $1,000 per incident, aggregate of $50,000 per year.
  • Extended Warranty: New products with store’s or manufacturer’s warranty of one year or less – it doubles the warranty period, not to exceed one year.
  • Master Auto Rental Insurance: Car rental insurance covers the car for up to 15 days. (Car rental must be in the name of the cardholder.)
  • Vacations: MasterCard Elite offers vacation packages and cruises that meet any traveler’s budget and lifestyle.

Apply Today

MasterCard Classic

Another credit card option would be ACU’s MasterCard Classic. Check out the benefits below:

  • Maximum credit limit of $10,000
  • 12.9% APR non-variable rate
  • Common carrier insurance up to $150,000
  • ATM access for cash advances
  • Toll-Free number (800-234-5354) to access account information and available credit.

Apply Today

Extras

Financial Education

Alliant Credit Union offers tailored financial education courses that can be done over a lunch time. Courses vary, but include:

  • Wise Use of Credit Cards: Tricks and Traps of Credit Cards
  • How Long do I Keep This? Record Retention 411
  • How to Teach Youth the Importance of Money
  • The Importance of a Good Credit Score
  • Identity Theft: Who’s Got Your Number?
  • Life as a Homeowner (This session can be geared towards 1st time homeowners or to those who have owned their home for some time and looking to refinance.)

Request a Lunch ‘n Learn at your office.



Payroll Deduction & Direct Deposit

With these automated services, your business will be able to streamline the cash flow of your account. Don’t forget to ask how smaller businesses can take advantage of direct deposit services for their employees with an Alliant Credit Union account.

Request more information or to setup a time to meet with one of our business account representatives.