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Mortgage Loans

QUICK LINKS: First Mortgage | Mobile Home | Home Equity

We're here to help you down the path to your dream home. Whether you're a first time home buyer or need a mobile home, we are here for you. We also offer home equity and home improvement loans to serve your needs.

Use our financial calculators to determine qualification, payments and more. Feel free to check our rates and apply online for fast prequalification.

First Mortgage
ACU offers both fixed-rate and adjustable-rate mortgage Loan Programs with attractive rates.
Use our online calculators to help you select the loan and term that is right for you. Your next stop should be our Homebuyers Guide. Get all the tips and tricks you need to find a home and a good realtor. Then use our online application to get preapproved fast!

Depending on the type of program chosen, your loan may be kept with ACU or transferred to the secondary market to PHH Mortgage. Select this link to be connected with PHH Mortgage www.mortgagequestions.com. Please contact us for details.

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Mobile Home Loans
ACU offers mobile home loans with terms up to ten years, dependent on the amount borrowed. Be sure to verify the value of the home you are purchasing and get competitive price quotes.

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Home Equity
Both Closed-end and Open-end home equity loans are available. We also offer check-access so you can write a check directly from your line of credit. You may also advance funds by WebTeller, Touch-Tone Teller, Telephone, or in Person.

With Home Equity, you may finance a new vehicle, pay for a college education or consolidate debts. And since some home equity loans may have tax advantages, it can be a better option than a normal loan.* Home Equity Loans are available for Home Improvement.

* Contact your tax advisor for details on eligibility

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